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John Hersey, Realtor®
 
Determined To Be Your Real Estate Professional For Life!

   Contact Me!

York PA Real Estate

1680 Kenneth Rd.
York, PA 17408

Office: 717-757-7811
Cell: 717-324-8268

Licensed in PA
#RB-062924C

York PA E-PRO

John Hersey (Prudential Bob Yost Homesale Services): Real Estate Agent in York, York County, Pennsylvania

Equal Housing Opportunity

 

 

John Hersey, Realtor®
 
John Hersey, Realtor®
Email John
 

How Much Can You Afford in York County, PA?


 
My calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.  They can be confusing, so If you need help just ask! 

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Let me know if you would like some help getting pre approved for a mortgage.  I would be happy to help you find a reputable lender in the area!  Also, I would love to share some wealth building stategies with you if you would like.  Just ask!

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

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